Is Stake safe and regulated in Australia?

Yes, Stake operates under an Australian Financial Services Licence (AFSL) and is regulated by ASIC. Client funds are held in segregated accounts with industry-standard security.

How much money do I need to start investing on Stake?

You can begin investing with as little as $10 AUD on some platforms, thanks to fractional share investing.

Can I invest in Australian shares (ASX) as well as US stocks?

Yes, some platforms including Stake now offer access to both the ASX and US markets through a single integrated account.

Do I need to pay tax on my investment gains?

Yes. As an Australian resident, you must declare all investment income on your annual tax return. Capital gains from assets held longer than 12 months may be eligible for a 50% CGT discount.

What currencies can I use and are there foreign exchange fees?

Most Australian investment platforms operate in AUD, with automatic currency conversion when purchasing US assets. The FX spread is typically 0.5%–1.5%.

How do I withdraw money from the platform?

Sell your shares, then request a withdrawal of your cash balance to your nominated Australian bank account. Settlement typically takes T+2 business days.

Privacy Policy

Last Updated: 2026

This Privacy Policy applies to andrewanddarrens.com ("Website"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and handle your personal information. This policy complies with Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth) and other applicable legislation.

Information We Collect

We may collect the following personal information when you visit our Website:

Contact Information: Name, email address, phone number (if provided)
Technical Data: IP address, browser type, operating system, device identifiers
Cookies: Information stored through cookies and similar technologies
Usage Data: Pages visited, time spent on site, referral sources, click patterns, and interaction data
Affiliate Data: Tracking information for affiliate marketing purposes (clicks, signups, referrals)

We collect this information automatically and, where applicable, with your consent.

How We Use Information

We use collected information for the following purposes:

Analytics: Analyzing website traffic, user behavior, and performance metrics
Affiliate Tracking: Monitoring affiliate links, tracking conversions, and attributing commissions
Site Improvement: Enhancing user experience, identifying errors, and optimizing content
Marketing: Delivering targeted content and promotional materials (where consented)
Legal Compliance: Fulfilling legal obligations and preventing fraudulent activity

Cookie Policy

We use cookies and similar tracking technologies to enhance your experience on our Website. Types of cookies include:

Essential Cookies: Required for website functionality and security
Analytics Cookies: Track user behavior and site performance
Marketing Cookies: Enable affiliate tracking and personalized advertising
Third-Party Cookies: Set by external services and partners

You may opt-out of non-essential cookies by adjusting your browser settings or utilizing our cookie consent management tools. Please note that disabling certain cookies may impact website functionality.

Third-Party Links

Our Website contains links to third-party websites, including online casinos and affiliate partners. We are not responsible for the privacy practices, content, or policies of these external sites. We recommend reviewing their respective privacy policies before providing personal information. Your use of third-party platforms is governed by their own terms and conditions.

Your Rights

Under the Australian Privacy Act 1988 (Cth) and applicable privacy legislation, you have the following rights:

Access: Request access to personal information we hold about you
Correction: Request correction of inaccurate or incomplete information
Deletion: Request deletion of personal information (subject to legal obligations)
Portability: Request your information in a portable format
Withdraw Consent: Withdraw consent for marketing communications at any time
Complaint: Lodge a complaint with the Office of the Australian Information Commissioner (OAIC)

To exercise these rights, please contact us using the details provided below.

Data Retention

We retain personal information only as long as necessary for the purposes outlined in this policy. Retention periods vary depending on the type of data and legal requirements:

Contact Information: Retained for the duration of our relationship plus 2 years
Analytics Data: Typically retained for 12-24 months
Affiliate Data: Retained as required for commission purposes and dispute resolution
Legal Data: Retained as required by law or for legitimate business purposes

When information is no longer required, we will securely delete or de-identify it.

Contact Us

If you have questions about this Privacy Policy, wish to exercise your rights, or have concerns about our privacy practices, please contact us:

Email: privacy@andrewanddarrens.com
Website: andrewanddarrens.com

If you are not satisfied with our response, you may lodge a complaint with the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

This Privacy Policy may be updated periodically. Any changes will be posted on this page with an updated "Last Updated" date.